Creating Your Retirement Vault was written to help people understand the different investment opportunities and the agents that sell them. It lays out a variety of investment types and strategies designed to give the reader tools to make an informed decision regarding their financial future. This book is designed to set realistic expectations for couples and individuals entering retirement, what costs and fees should be expected, and what they should expect from their advisor and investments. "This book is full of practical, proven strategies to help you make it, keep it, and make sure it lasts indefinitely." -- Brian Tracy Entrepreneur, Speaker, & Author of The Psychology of Achievement