This is the subject they do not teach you in school This TELL ALL, NO-HOLDS BARRED GUIDE not only will assist everyone with credit education but it is also a STEP BY STEP DIY Instructions Manual to repair your own credit from a Board Certified Industry Expert. INCLUDED IN THIS ULTIMATE DETAILED GUIDE: *Sample Dispute Letters for credit bureau, collections, medical collections, repos, judgments, etc & how and when to effectively use them. *How to effectively Analyze/Audit a credit report. *How to properly spot and dispute medical collections. *How to spot real HIPAA violations( not the bogus stuff that doesn't work) and when to seek an attorney. *How to understand and apply Consumer Protection Laws *How to understand when the Credit Bureaus are non-compliant and how to handle it *What is Metro 2 and how it applies to you with invalid formatting *What is e-Oscar, how the dispute process works, and how e-Oscar's electronic verification is not correct *Advance Dispute Tactics *All things Collection and how sample Validation letters *How to handle and stop Debt Collectors call immediately *What you can Sue the collections agency and Credit Bureaus *How to understand Statue of Limitations for collections and for reporting *How to handle Repos, Bankruptcies, Judgments, Public Records *All about Late Payments, *Student Loans disputes and various way to get them out of default *When you need to hire a professional *AND TONS MORE