Be on your guard. Swift talkers, seminar spruikers, Bitcoin clones and work-at-home 'opportunities' will rob you of your potential to create wealth.

Read Creative Ways with Money if you're tired of the hype and promises and instead want to learn ways to:

• spot a fake and invest elsewhere
• invest in shares with just $5 to spare
• start a side business
• start to think creatively about your money zone

So come along, bring your fears and anxieties out of the dark cupboard. Find out why you should make your own financial choices, confidently, to design your life the way you want it to be.