76% of All South Africans Are Broke By The 15th of The Month The statistic above is evidence of the need for proper Financial Management in South African Households. Mechanisms For Money was written to address this issue. The purpose of the guide is to help South Africans become Financially Free by providing them with a solution to their budgetary and financial needs. The guide details 9 Principles that are fundamental to the successful planning and management of your finances. Furthermore, it provides a Formula to help you setup a financial plan and to track your spending so that you will have complete control over your finances. Mechanisms For Money is the tool that will help you become Financially Free within 12 months or less.