After being denied a $10k car loan from his own bank because of outstanding student loan balances, Zach decided it was time to pursue a life of financial freedom. The biggest challenge was doing it on a teacher salary. He walks readers step-by-step through the exact process he used to eliminate $32k and save over $15k in just 18 months. This book is filled with a plethora of extremely valuable resources, along with a formula that readers can apply and personalize to their own financial situation. This is a must-read for those looking to break away from debt on a minimal salary.